Courtesy of No Wake Real Estate, Brandon Davis

1560 Bell Phipps Road, Monticello, Kentucky, 42633

Rare opportunity to own a one of a kind property on approximately 2.5 secluded, wooded acres just minutes from two concrete boat ramps on beautiful Lake Cumberland. Whether you're looking for a full time residence, vacation home, or investment property with short term rental potential, this unique estate offers endless possibilities. The custom built primary home features soaring 12 foot ceilings, crown molding, stained glass windows, custom built-ins, abundant cabinetry and countertop space, a walk-in pantry, steam room, laundry chute, an oversized walk-in shower in the primary suite, and a built-in bed with integrated storage. An unfinished upper level with 12-foot ceilings offers excellent potential for additional bedrooms, a game room, home office, or expanded living space. The detached guest house is located above the oversized two-bay garage and is ideal as a mother-in-law suite, private guest quarters, or income-producing Airbnb. It features a full kitchen, spacious living area with king-size sleeping space, a full bath with a walk-in shower, two built-in twin window beds, and a loft for additional sleeping accommodations. The garage level also includes a laundry area and convenient half bath. Outside, you'll enjoy multiple decks, two covered porches, a screened-in porch, beautifully landscaped grounds, peaceful sitting areas, and a fire pit. This would be perfect for entertaining or relaxing after a day on Lake Cumberland. Underground utilities and city water provide modern convenience while preserving the property's private, natural setting. Properties offering this combination of privacy, acreage, proximity to Lake Cumberland, guest accommodations, and short-term rental potential are hard to find. Schedule your private showing today.

Pending Sale

$485,000

Single Family / Detached

4 bds

3.5 ba

2,177 Sqft

2.50 Acre

MLS

26019708

Built in 2014

Rural

Disclaimer: The information contained in this listing has not been verified by No Wake Real Estate and should be verified by the buyer.

Information provided by ImagineMLS

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ADDRESS & DIRECTIONS

  • Street Address: 1560 Bell Phipps Road
  • City: Monticello
  • State: Kentucky
  • County: Wayne
  • Subdivision: Rural
  • Directions:
    From highway 90, turn right onto highway 1546. Travel approximately 3.5 miles, continue straight onto mural rd. Turn right onto Bell Phipps Rd. continue to the end of the road to the property on the right.

PROPERTY FEATURES

General Information

  • Architectural Style : Colonial
  • Above Grade Finished Area: 2177
  • Below Grade Finished Area: 0

Heating /Cooling Features

  • Cooling: Attic Fan, Electric, Heat Pump
  • Heating : Electric, Heat Pump, Propane Tank Leased

Interior Features

  • Interior Features: Primary First Floor, Walk-In Closet(s), Ceiling Fan(s)
  • Fireplace Features: Electric, Free Standing, Gas Log, Living Room, Propane, Ventless
  • Fireplaces Total : 2
  • Basement Description : Crawl Space
  • Windows Features: Blinds, Screens
  • Flooring : Carpet, Hardwood, Tile
  • Levels : One
  • LaundryFeatures : Electric Dryer Hookup, Main Level, Washer Hookup

Parking Features

  • Parking Features: Attached Garage, Detached Garage, Driveway, Garage Door Opener, Garage Faces Front, Garage Faces Side, Workshop
  • 3 Garage Spaces

Construction Features

  • Construction Materials: Brick Veneer, HardiPlank Type

Utility Information

  • Utilities : Electricity Connected, Water Connected, Propane
  • Water Source : Public
  • Sewer Source : Septic Tank

Other Features

  • Other Structures: Guest House, Shed(s), Workshop

SCHOOLS NEAR 1560 Bell Phipps Road

  • Courtesy of No Wake Real Estate, Brandon Davis
  • Property last updated on ImagineMLS : 8/6/2026 5:35:19 AM